The wealth distribution among U. S. households has shifted from 1989 to 2025, highlighting the growing disparity between the wealthiest and the rest of the population.
● Wealth represents total assets owned by households, minus debts.
● The wealth of the top 1% has significantly increased, primarily from rising stock and business values.
● From 1989 to 2025, the top 0.1% of households increased their share of wealth from 8.6% to 14.5%, while the overall share of wealth held by the bottom 50% fell drastically.
● The upper-middle class (50th to 90th percentiles) also lost ground, with their share decreasing from 35.7% to 29.2%.
● The bottom 50% relies heavily on home equity, which appreciates slower than stocks, contributing to their diminished net worth.
Wealth inequality in the U. S. has widened over the past 36 years, with financial asset holders gaining more wealth compared to those with fewer financial resources. This trend indicates an increase in economic disparity across different wealth groups.
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